Ridesharing with Uber has transformed transportation. By simply using the Uber app, a ride is available at your fingertips, simplifying the way we move around. As convenient as Uber is, it’s not without its risks. Accidents can happen, and passengers could end up injured.
This article explores typical Uber accident injuries, who may be liable for damages, and the legal steps involved in pursuing compensation.
Typical Injuries in Uber Accidents
An Uber accident can cause a wide range of injuries, particularly when the vehicle is in an accident. Some frequent injuries include:
Cervical Strain: Neck strain, also known as whiplash, is common in rear collisions, which can lead to significant discomfort. It can take time to develop symptoms, making it hard to immediately detect.
Fractures: Accidents can easily cause fractures, especially in limbs. Such injuries often require long recovery periods and surgery.
Traumatic Brain Injuries (TBI): Brain injuries, including concussions, are often serious after crashes. Head injuries can affect cognition and health for a long time.
Back and Spinal Cord Injuries: Back and spine injuries are common in high-impact crashes. They often result in long-term pain and expensive treatments.
Strains and Sprains: Muscle injuries, including sprains and tears, often occur. Though less visible, they can cause significant discomfort.
Cuts and Lacerations: Broken glass and debris often cause lacerations. Lacerations can lead to stitches, scars, and even infection.
Figuring Out Fault in Uber Injury Cases
Liability in Uber-related accidents can be complicated. Various individuals and entities could be held accountable. Liability can include the Uber driver, other drivers, or even third parties.
Driver Liability: The Uber driver can be responsible for any injuries if they were current lawsuits against uber at fault. Common causes include distracted driving or breaking traffic laws.
A Different Driver: If another vehicle was at fault, their driver could be liable for the accident.
The Role of Uber: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. For accidents during rides, Uber provides liability coverage of up to $1 million.
Third-Party Liability: Sometimes, accidents result from external factors like road hazards or defective parts. In such cases, lawsuits may involve multiple parties to determine responsibility.
Uber’s Insurance Policy for Riders
The amount of insurance Uber provides depends on when the accident happens. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.
Driver Not Using the App: When the driver is offline, their personal insurance is responsible.
Driver Awaiting Ride Requests: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Driver En Route or During a Ride: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
Steps in an Uber Injury Lawsuit
When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. The legal process can help victims recover lost wages, medical expenses, and damages.